Simple, secure, and hassle-free process.
Last update 29 October, 2025
An HMO (Health Maintenance Organization) Insurance Plan offers affordable and coordinated healthcare coverage through a network of trusted doctors and hospitals. With your primary care provider guiding your treatment, you enjoy consistent, cost-effective care that keeps your health on track while reducing unnecessary expenses.
Stay healthy with guided care - Health Maintenance Organization (HMO) plans keep your treatment simple, connected, and affordable.
An HMO plan provides health coverage through a specific network of doctors and hospitals. You choose a primary care physician (PCP) who coordinates all your healthcare needs.
HMO plans typically have lower monthly premiums, reduced out-of-pocket costs, and provide organized, preventive care through trusted network providers.
Yes, in most cases, your primary care physician provides referrals to specialists within the HMO network to ensure consistent and coordinated care.
Insurance Insights & Updates
All Rights Reserved By Merivon Insurance Agency LLC – 2025