Merivon Insurance Agency LLC

Frequently Asked Questions

Marketplace Insurance is government-backed and may include subsidies based on income, while Private Insurance is offered directly by private companies and can be more flexible with coverage options and providers.

Yes! You can apply for Marketplace Insurance or Individual Private Insurance to get coverage even if you’re self-employed, between jobs, or not covered by an employer plan.

Group Private Insurance is designed for businesses and organizations that want to provide health coverage to their employees. It often comes with lower costs and broader benefits compared to individual plans.

Short-Term Health Insurance provides temporary coverage during transitions - like changing jobs, waiting for new coverage to start, or needing protection for a few months.

PPO plans offer more flexibility - you can see any doctor, even outside the network, without a referral. HMO plans are more cost-effective but require you to choose a primary care provider and get referrals for specialists.

These are supplemental coverages that enhance existing government programs. Medicare Addon helps fill gaps in Medicare coverage, while Medicaid Addon offers extra benefits beyond standard Medicaid plans.

Coverage start times depend on the type of insurance. Marketplace and private plans usually begin at the start of the following month after enrollment, while short-term plans can often start as soon as the next day once your application is approved.

It depends on your age, health needs, income, and employment status. Our licensed advisors can guide you through comparing plans to find the best fit for your situation.

No - getting a quote is completely free and comes with no obligation to purchase. It simply helps you see coverage options and pricing that fit your needs.

Health Coverage That Cares

Contact info

Subscribe

Insurance Insights & Updates

    We care about your trust — See our Privacy Policy and Terms & Conditions.

    All Rights Reserved By Merivon Insurance Agency LLC – 2025